Call reports 2016
AMERICAN STATE BANK — 2016
What AMERICAN STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 274,963,000 | 295,341,000 | 289,972,000 | 273,293,000 |
| Total loans | 193,973,000 | 217,657,000 | 214,014,000 | 207,887,000 |
| Allowance for loan losses | 1,754,000 | 1,971,000 | 1,921,000 | 1,984,000 |
| Securities available for sale | 28,475,000 | 28,034,000 | 24,391,000 | 22,979,000 |
| Securities held to maturity | 2,397,000 | 2,171,000 | 1,815,000 | 1,760,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,676,000 | 243,393,000 | 238,425,000 | 230,572,000 |
| Interest-bearing deposits | 191,236,000 | 195,558,000 | 187,270,000 | 180,238,000 |
| Noninterest-bearing deposits | 47,440,000 | 47,835,000 | 51,155,000 | 50,334,000 |
| Equity capital | 28,701,000 | 29,478,000 | 30,071,000 | 30,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,490,000 | 4,915,000 | 7,517,000 | 10,370,000 |
| Interest expense | 289,000 | 612,000 | 957,000 | 1,292,000 |
| Net interest income | 2,201,000 | 4,303,000 | 6,560,000 | 9,078,000 |
| Noninterest income | 354,000 | 727,000 | 1,088,000 | 1,422,000 |
| Noninterest expense | 1,952,000 | 3,874,000 | 5,765,000 | 7,646,000 |
| Provision for loan losses | 289,000 | 364,000 | 493,000 | 568,000 |
| Pretax income | 413,000 | 891,000 | 1,680,000 | 2,576,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 413,000 | 891,000 | 1,680,000 | 2,576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,439,000 | 23,923,000 | 24,716,000 | 25,617,000 |
| Total capital | 25,193,000 | 25,894,000 | 26,637,000 | 27,601,000 |
| Risk-weighted assets | 201,785,000 | 226,327,000 | 222,230,000 | 228,934,000 |