Call reports 2015
AMERICAN STATE BANK — 2015
What AMERICAN STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 289,776,000 | 266,867,000 | 277,993,000 | 283,914,000 |
| Total loans | 163,934,000 | 173,378,000 | 188,207,000 | 195,907,000 |
| Allowance for loan losses | 1,532,000 | 1,586,000 | 1,432,000 | 1,505,000 |
| Securities available for sale | 47,588,000 | 35,542,000 | 34,618,000 | 33,680,000 |
| Securities held to maturity | 4,084,000 | 3,902,000 | 2,857,000 | 2,850,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,625,000 | 229,377,000 | 228,100,000 | 231,933,000 |
| Interest-bearing deposits | 203,281,000 | 182,786,000 | 178,237,000 | 183,981,000 |
| Noninterest-bearing deposits | 48,344,000 | 46,591,000 | 49,863,000 | 47,952,000 |
| Equity capital | 37,543,000 | 36,878,000 | 37,186,000 | 36,512,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,398,000 | 4,698,000 | 7,142,000 | 9,623,000 |
| Interest expense | 255,000 | 509,000 | 762,000 | 1,034,000 |
| Net interest income | 2,143,000 | 4,189,000 | 6,380,000 | 8,589,000 |
| Noninterest income | 461,000 | 194,000 | 752,000 | 1,204,000 |
| Noninterest expense | 2,211,000 | 4,497,000 | 6,823,000 | 9,321,000 |
| Provision for loan losses | 30,000 | 60,000 | 120,000 | 195,000 |
| Pretax income | 606,000 | 657,000 | 1,020,000 | 1,108,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 606,000 | 657,000 | 1,020,000 | 1,108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,161,000 | 32,216,000 | 32,132,000 | 31,776,000 |
| Total capital | 33,693,000 | 33,802,000 | 33,564,000 | 33,281,000 |
| Risk-weighted assets | 179,576,000 | 176,523,000 | 196,628,000 | 203,368,000 |