Call reports 2014
AMERICAN STATE BANK — 2014
What AMERICAN STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 261,078,000 | 255,764,000 | 271,719,000 | 280,148,000 |
| Total loans | 167,900,000 | 165,186,000 | 160,877,000 | 159,394,000 |
| Allowance for loan losses | 1,297,000 | 1,360,000 | 1,447,000 | 1,477,000 |
| Securities available for sale | 22,356,000 | 36,288,000 | 55,248,000 | 57,312,000 |
| Securities held to maturity | 6,592,000 | 5,975,000 | 5,045,000 | 4,619,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,816,000 | 219,600,000 | 235,158,000 | 242,817,000 |
| Interest-bearing deposits | 185,213,000 | 178,759,000 | 189,021,000 | 195,480,000 |
| Noninterest-bearing deposits | 40,603,000 | 40,841,000 | 46,137,000 | 47,337,000 |
| Equity capital | 34,668,000 | 35,500,000 | 35,794,000 | 36,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,483,000 | 4,792,000 | 7,189,000 | 9,612,000 |
| Interest expense | 270,000 | 557,000 | 833,000 | 1,099,000 |
| Net interest income | 2,213,000 | 4,235,000 | 6,356,000 | 8,513,000 |
| Noninterest income | 397,000 | 809,000 | 1,309,000 | 1,769,000 |
| Noninterest expense | 2,079,000 | 4,269,000 | 6,464,000 | 8,683,000 |
| Provision for loan losses | 150,000 | 230,000 | 355,000 | 385,000 |
| Pretax income | 381,000 | 545,000 | 846,000 | 1,214,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 381,000 | 545,000 | 846,000 | 1,214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,608,000 | 30,785,000 | 31,098,000 | 31,477,000 |
| Total capital | 31,905,000 | 32,145,000 | 32,545,000 | 32,954,000 |
| Risk-weighted assets | 181,141,000 | 176,764,000 | 176,904,000 | 176,600,000 |