Call reports 2013
AMERICAN STATE BANK — 2013
What AMERICAN STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 238,085,000 | 263,365,000 | 266,133,000 | 260,025,000 |
| Total loans | 162,361,000 | 181,493,000 | 188,283,000 | 181,585,000 |
| Allowance for loan losses | 1,065,000 | 1,095,000 | 1,059,000 | 1,149,000 |
| Securities available for sale | 10,014,000 | 23,593,000 | 22,675,000 | 21,963,000 |
| Securities held to maturity | 10,656,000 | 9,961,000 | 9,159,000 | 8,981,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,624,000 | 201,767,000 | 197,501,000 | 209,102,000 |
| Interest-bearing deposits | 162,298,000 | 160,433,000 | 155,918,000 | 165,873,000 |
| Noninterest-bearing deposits | 40,326,000 | 41,334,000 | 41,583,000 | 43,229,000 |
| Equity capital | 34,353,000 | 34,766,000 | 34,024,000 | 33,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,391,000 | 4,918,000 | 7,624,000 | 10,282,000 |
| Interest expense | 234,000 | 515,000 | 784,000 | 1,054,000 |
| Net interest income | 2,157,000 | 4,403,000 | 6,840,000 | 9,228,000 |
| Noninterest income | 251,000 | 543,000 | 909,000 | 1,280,000 |
| Noninterest expense | 2,234,000 | 4,398,000 | 6,843,000 | 9,519,000 |
| Provision for loan losses | 30,000 | 60,000 | 135,000 | 319,000 |
| Pretax income | 163,000 | 819,000 | 1,118,000 | 1,017,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 163,000 | 819,000 | 1,118,000 | 1,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,317,000 | 29,989,000 | 30,302,000 | 30,214,000 |
| Total capital | 30,382,000 | 31,084,000 | 31,361,000 | 31,363,000 |
| Risk-weighted assets | 188,462,000 | 209,224,000 | 211,998,000 | 195,313,000 |