Call reports 2012
AMERICAN STATE BANK — 2012
What AMERICAN STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 209,101,000 | 220,717,000 | 241,418,000 | 235,057,000 |
| Total loans | 135,183,000 | 149,736,000 | 154,744,000 | 163,113,000 |
| Allowance for loan losses | 1,049,000 | 1,083,000 | 1,014,000 | 1,046,000 |
| Securities available for sale | 7,725,000 | 8,988,000 | 19,013,000 | 10,794,000 |
| Securities held to maturity | 13,815,000 | 13,097,000 | 11,869,000 | 11,545,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,473,000 | 172,485,000 | 183,779,000 | 192,318,000 |
| Interest-bearing deposits | 125,337,000 | 136,068,000 | 147,424,000 | 152,185,000 |
| Noninterest-bearing deposits | 33,136,000 | 36,417,000 | 36,355,000 | 40,133,000 |
| Equity capital | 38,460,000 | 38,542,000 | 37,357,000 | 37,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,090,000 | 4,367,000 | 6,758,000 | 9,206,000 |
| Interest expense | 233,000 | 469,000 | 713,000 | 957,000 |
| Net interest income | 1,857,000 | 3,898,000 | 6,045,000 | 8,249,000 |
| Noninterest income | 331,000 | 652,000 | 999,000 | 1,255,000 |
| Noninterest expense | 1,556,000 | 3,232,000 | 5,446,000 | 7,524,000 |
| Provision for loan losses | 67,000 | 97,000 | 127,000 | 157,000 |
| Pretax income | 565,000 | 1,221,000 | 1,471,000 | 1,896,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 565,000 | 1,221,000 | 1,471,000 | 1,896,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,419,000 | 33,515,000 | 32,261,000 | 32,521,000 |
| Total capital | 34,468,000 | 34,598,000 | 33,275,000 | 33,567,000 |
| Risk-weighted assets | 154,226,000 | 168,764,000 | 181,518,000 | 189,213,000 |