Call reports 2025
PEE DEE FEDERAL SAVINGS BANK — 2025
What PEE DEE FEDERAL SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 37,032,000 | 36,188,000 | 37,150,000 | 37,683,000 |
| Total loans | 12,480,000 | 12,837,000 | 12,856,000 | 13,956,000 |
| Allowance for loan losses | 562,000 | 562,000 | 562,000 | 562,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 17,603,000 | 17,414,000 | 18,226,000 | 18,138,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,839,000 | 28,878,000 | 29,725,000 | 30,184,000 |
| Interest-bearing deposits | 25,060,000 | 24,697,000 | 25,311,000 | 25,657,000 |
| Noninterest-bearing deposits | 4,779,000 | 4,181,000 | 4,414,000 | 4,527,000 |
| Equity capital | 7,193,000 | 7,310,000 | 7,425,000 | 7,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 414,000 | 835,000 | 1,260,000 | 1,703,000 |
| Interest expense | 47,000 | 90,000 | 132,000 | 178,000 |
| Net interest income | 367,000 | 745,000 | 1,128,000 | 1,525,000 |
| Noninterest income | 15,000 | 34,000 | 54,000 | 68,000 |
| Noninterest expense | 287,000 | 568,000 | 855,000 | 1,192,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 95,000 | 211,000 | 327,000 | 401,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 95,000 | 211,000 | 327,000 | 401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,193,000 | 7,310,000 | 7,425,000 | 7,499,000 |
| Total capital | 7,410,000 | 7,529,000 | 7,648,000 | 7,735,000 |
| Risk-weighted assets | 17,073,000 | 17,234,000 | 17,514,000 | 18,563,000 |