Call reports 2016
PEE DEE FEDERAL SAVINGS BANK — 2016
What PEE DEE FEDERAL SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 38,490,000 | 37,575,000 | 37,604,000 | 39,825,000 |
| Total loans | 15,226,000 | 15,564,000 | 15,186,000 | 14,547,000 |
| Allowance for loan losses | 1,026,000 | 1,033,000 | 1,028,000 | 1,039,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,772,000 | 6,702,000 | 6,773,000 | 7,331,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,372,000 | 30,404,000 | 30,459,000 | 32,775,000 |
| Interest-bearing deposits | 27,528,000 | 26,669,000 | 26,884,000 | 27,750,000 |
| Noninterest-bearing deposits | 3,844,000 | 3,735,000 | 3,575,000 | 5,025,000 |
| Equity capital | 7,073,000 | 7,117,000 | 7,083,000 | 7,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 283,000 | 630,000 | 930,000 | 1,208,000 |
| Interest expense | 13,000 | 26,000 | 38,000 | 51,000 |
| Net interest income | 270,000 | 604,000 | 892,000 | 1,157,000 |
| Noninterest income | 16,000 | 113,000 | 149,000 | 180,000 |
| Noninterest expense | 358,000 | 713,000 | 1,070,000 | 1,429,000 |
| Provision for loan losses | 0 | 2,000 | 2,000 | 2,000 |
| Pretax income | -72,000 | 2,000 | -31,000 | -94,000 |
| Income tax | 0 | 31,000 | 31,000 | 31,000 |
| Net income | -72,000 | -29,000 | -62,000 | -125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,073,000 | 7,117,000 | 7,083,000 | 7,020,000 |
| Total capital | 7,305,000 | 7,350,000 | 7,314,000 | 7,250,000 |
| Risk-weighted assets | 17,819,000 | 17,910,000 | 17,739,000 | 17,654,000 |