Call reports 2015
PEE DEE FEDERAL SAVINGS BANK — 2015
What PEE DEE FEDERAL SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 37,447,000 | 37,320,000 | 37,169,000 | 37,751,000 |
| Total loans | 17,946,000 | 16,972,000 | 16,922,000 | 15,718,000 |
| Allowance for loan losses | 1,048,000 | 1,043,000 | 1,043,000 | 1,043,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 976,000 | 4,164,000 | 3,982,000 | 5,735,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,167,000 | 30,048,000 | 29,925,000 | 30,581,000 |
| Interest-bearing deposits | 27,291,000 | 27,207,000 | 26,708,000 | 27,054,000 |
| Noninterest-bearing deposits | 2,876,000 | 2,841,000 | 3,217,000 | 3,527,000 |
| Equity capital | 7,240,000 | 7,213,000 | 7,179,000 | 7,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 325,000 | 618,000 | 927,000 | 1,215,000 |
| Interest expense | 14,000 | 28,000 | 41,000 | 55,000 |
| Net interest income | 311,000 | 590,000 | 886,000 | 1,160,000 |
| Noninterest income | 16,000 | 33,000 | 55,000 | 81,000 |
| Noninterest expense | 373,000 | 726,000 | 1,095,000 | 1,448,000 |
| Provision for loan losses | 0 | -13,000 | -13,000 | -13,000 |
| Pretax income | -46,000 | -90,000 | -141,000 | -194,000 |
| Income tax | -15,000 | -32,000 | -49,000 | -68,000 |
| Net income | -31,000 | -58,000 | -92,000 | -126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,240,000 | 7,213,000 | 7,179,000 | 6,835,000 |
| Total capital | 7,501,000 | 7,460,000 | 7,427,000 | 7,073,000 |
| Risk-weighted assets | 20,146,000 | 19,007,000 | 19,089,000 | 18,283,000 |