Call reports 2014
PEE DEE FEDERAL SAVINGS BANK — 2014
What PEE DEE FEDERAL SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 39,379,000 | 37,855,000 | 37,997,000 | 37,643,000 |
| Total loans | 19,063,000 | 18,803,000 | 19,403,000 | 18,438,000 |
| Allowance for loan losses | 1,110,000 | 1,092,000 | 1,047,000 | 1,048,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,014,000 | 998,000 | 996,000 | 978,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,025,000 | 30,491,000 | 30,654,000 | 30,362,000 |
| Interest-bearing deposits | 27,865,000 | 27,192,000 | 27,798,000 | 27,315,000 |
| Noninterest-bearing deposits | 4,160,000 | 3,299,000 | 2,856,000 | 3,047,000 |
| Equity capital | 7,319,000 | 7,308,000 | 7,281,000 | 7,258,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 337,000 | 672,000 | 998,000 | 1,321,000 |
| Interest expense | 17,000 | 33,000 | 48,000 | 63,000 |
| Net interest income | 320,000 | 639,000 | 950,000 | 1,258,000 |
| Noninterest income | 23,000 | 50,000 | 76,000 | 104,000 |
| Noninterest expense | 403,000 | 776,000 | 1,155,000 | 1,515,000 |
| Provision for loan losses | 0 | -10,000 | -9,000 | -8,000 |
| Pretax income | -60,000 | -77,000 | -120,000 | -145,000 |
| Income tax | -15,000 | -21,000 | -37,000 | -39,000 |
| Net income | -45,000 | -56,000 | -83,000 | -106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,319,000 | 7,308,000 | 7,281,000 | 7,258,000 |
| Total capital | 7,587,000 | 7,572,000 | 7,553,000 | 7,521,000 |
| Risk-weighted assets | 20,625,000 | 20,278,000 | 20,983,000 | 20,231,000 |