Call reports 2013
PEE DEE FEDERAL SAVINGS BANK — 2013
What PEE DEE FEDERAL SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 38,947,000 | 39,065,000 | 37,919,000 | 38,875,000 |
| Total loans | 21,802,000 | 21,464,000 | 20,789,000 | 19,494,000 |
| Allowance for loan losses | 1,143,000 | 1,165,000 | 1,101,000 | 1,110,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,376,000 | 31,468,000 | 30,599,000 | 31,497,000 |
| Interest-bearing deposits | 28,535,000 | 28,636,000 | 27,813,000 | 27,795,000 |
| Noninterest-bearing deposits | 2,841,000 | 2,832,000 | 2,786,000 | 3,702,000 |
| Equity capital | 7,311,000 | 7,314,000 | 7,263,000 | 7,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 385,000 | 742,000 | 1,096,000 | 1,452,000 |
| Interest expense | 19,000 | 39,000 | 58,000 | 75,000 |
| Net interest income | 366,000 | 703,000 | 1,038,000 | 1,377,000 |
| Noninterest income | 47,000 | 99,000 | 135,000 | 281,000 |
| Noninterest expense | 392,000 | 770,000 | 1,224,000 | 1,617,000 |
| Provision for loan losses | 2,000 | 2,000 | 2,000 | 3,000 |
| Pretax income | 19,000 | 30,000 | -53,000 | 38,000 |
| Income tax | 7,000 | 15,000 | -17,000 | 18,000 |
| Net income | 12,000 | 15,000 | -36,000 | 20,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,307,000 | 7,314,000 | 7,263,000 | 7,368,000 |
| Total capital | 7,604,000 | 7,606,000 | 7,546,000 | 7,641,000 |
| Risk-weighted assets | 22,888,000 | 22,490,000 | 21,783,000 | 21,020,000 |