Call reports 2012
PEE DEE FEDERAL SAVINGS BANK — 2012
What PEE DEE FEDERAL SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 41,683,000 | 40,477,000 | 39,226,000 | 39,551,000 |
| Total loans | 25,754,000 | 23,517,000 | 22,576,000 | 22,410,000 |
| Allowance for loan losses | 1,280,000 | 1,101,000 | 1,101,000 | 1,151,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,382,000 | 32,760,000 | 31,621,000 | 32,003,000 |
| Interest-bearing deposits | 32,001,000 | 32,369,000 | 31,304,000 | 29,694,000 |
| Noninterest-bearing deposits | 381,000 | 391,000 | 317,000 | 2,309,000 |
| Equity capital | 8,675,000 | 7,181,000 | 7,059,000 | 7,295,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 438,000 | 850,000 | 1,235,000 | 1,638,000 |
| Interest expense | 62,000 | 118,000 | 155,000 | 191,000 |
| Net interest income | 376,000 | 732,000 | 1,080,000 | 1,447,000 |
| Noninterest income | 19,000 | 54,000 | 75,000 | 66,000 |
| Noninterest expense | 412,000 | 853,000 | 1,245,000 | 2,792,000 |
| Provision for loan losses | 11,000 | 1,523,000 | 1,623,000 | 1,257,000 |
| Pretax income | -28,000 | -1,590,000 | -1,713,000 | -2,536,000 |
| Income tax | 1,000 | -67,000 | -68,000 | -1,024,000 |
| Net income | -29,000 | -1,523,000 | -1,645,000 | -1,512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,675,000 | 7,181,000 | 7,059,000 | 7,192,000 |
| Total capital | 9,008,000 | 7,496,000 | 7,358,000 | 7,496,000 |
| Risk-weighted assets | 25,669,000 | 24,439,000 | 23,102,000 | 23,453,000 |