Call reports 2026
FIRST NATIONAL BANK OF GERMANTOWN, THE — 2026
What FIRST NATIONAL BANK OF GERMANTOWN, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 94,348,000 | 96,173,000 |
| Total loans | 57,996,000 | 58,879,000 |
| Allowance for loan losses | 457,000 | 462,000 |
| Securities available for sale | 25,770,000 | 27,313,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 83,756,000 | 85,373,000 |
| Interest-bearing deposits | 68,524,000 | 70,037,000 |
| Noninterest-bearing deposits | 15,232,000 | 15,336,000 |
| Equity capital | 7,375,000 | 7,588,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,031,000 | 2,138,000 |
| Interest expense | 340,000 | 700,000 |
| Net interest income | 691,000 | 1,438,000 |
| Noninterest income | 101,000 | 216,000 |
| Noninterest expense | 655,000 | 1,296,000 |
| Provision for loan losses | 5,000 | 9,000 |
| Pretax income | 132,000 | 349,000 |
| Income tax | 28,000 | 73,000 |
| Net income | 104,000 | 276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 8,010,000 | 8,182,000 |
| Total capital | 8,467,000 | 8,644,000 |
| Risk-weighted assets | 46,703,000 | 47,996,000 |