Call reports 2024
FIRST NATIONAL BANK OF GERMANTOWN, THE — 2024
What FIRST NATIONAL BANK OF GERMANTOWN, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 92,841,000 | 89,946,000 | 88,502,000 | 93,655,000 |
| Total loans | 54,963,000 | 55,238,000 | 56,610,000 | 57,154,000 |
| Allowance for loan losses | 531,000 | 530,000 | 530,000 | 453,000 |
| Securities available for sale | 18,229,000 | 17,329,000 | 17,280,000 | 15,563,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,484,000 | 80,470,000 | 78,566,000 | 83,770,000 |
| Interest-bearing deposits | 64,835,000 | 66,017,000 | 64,805,000 | 67,532,000 |
| Noninterest-bearing deposits | 18,649,000 | 14,453,000 | 13,761,000 | 16,238,000 |
| Equity capital | 5,943,000 | 6,121,000 | 6,632,000 | 6,534,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 939,000 | 1,897,000 | 2,861,000 | 3,846,000 |
| Interest expense | 347,000 | 716,000 | 1,097,000 | 1,485,000 |
| Net interest income | 592,000 | 1,181,000 | 1,764,000 | 2,361,000 |
| Noninterest income | 105,000 | 224,000 | 333,000 | 454,000 |
| Noninterest expense | 557,000 | 1,134,000 | 1,744,000 | 2,359,000 |
| Provision for loan losses | 0 | 0 | 0 | -77,000 |
| Pretax income | 140,000 | 271,000 | 353,000 | 533,000 |
| Income tax | 29,000 | 57,000 | 74,000 | 112,000 |
| Net income | 111,000 | 214,000 | 279,000 | 421,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,365,000 | 7,468,000 | 7,532,000 | 7,675,000 |
| Total capital | 7,896,000 | 7,998,000 | 8,062,000 | 8,128,000 |
| Risk-weighted assets | 46,410,000 | 46,135,000 | 46,065,000 | 46,912,000 |