Call reports 2023
FIRST NATIONAL BANK OF GERMANTOWN, THE — 2023
What FIRST NATIONAL BANK OF GERMANTOWN, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 81,628,000 | 82,551,000 | 82,473,000 | 92,110,000 |
| Total loans | 54,035,000 | 54,565,000 | 54,288,000 | 54,437,000 |
| Allowance for loan losses | 522,000 | 528,000 | 531,000 | 531,000 |
| Securities available for sale | 20,568,000 | 19,133,000 | 18,884,000 | 18,373,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,731,000 | 73,761,000 | 73,714,000 | 82,798,000 |
| Interest-bearing deposits | 56,593,000 | 59,882,000 | 57,731,000 | 63,176,000 |
| Noninterest-bearing deposits | 16,138,000 | 13,879,000 | 15,983,000 | 19,622,000 |
| Equity capital | 5,539,000 | 5,434,000 | 5,408,000 | 5,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 699,000 | 1,476,000 | 2,268,000 | 3,168,000 |
| Interest expense | 108,000 | 312,000 | 544,000 | 848,000 |
| Net interest income | 591,000 | 1,164,000 | 1,724,000 | 2,320,000 |
| Noninterest income | 93,000 | 211,000 | 316,000 | 430,000 |
| Noninterest expense | 566,000 | 1,111,000 | 1,687,000 | 2,276,000 |
| Provision for loan losses | 0 | 6,000 | 10,000 | 10,000 |
| Pretax income | 118,000 | 258,000 | 343,000 | 464,000 |
| Income tax | 25,000 | 54,000 | 72,000 | 97,000 |
| Net income | 93,000 | 204,000 | 271,000 | 367,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,103,000 | 7,214,000 | 7,282,000 | 7,364,000 |
| Total capital | 7,625,000 | 7,742,000 | 7,813,000 | 7,895,000 |
| Risk-weighted assets | 44,934,000 | 45,535,000 | 45,373,000 | 47,130,000 |