Call reports 2022
FIRST NATIONAL BANK OF GERMANTOWN, THE — 2022
What FIRST NATIONAL BANK OF GERMANTOWN, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 78,998,000 | 86,049,000 | 81,210,000 | 81,229,000 |
| Total loans | 51,507,000 | 53,179,000 | 52,915,000 | 53,604,000 |
| Allowance for loan losses | 578,000 | 582,000 | 585,000 | 585,000 |
| Securities available for sale | 21,080,000 | 21,184,000 | 20,507,000 | 20,349,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,760,000 | 80,234,000 | 75,633,000 | 75,547,000 |
| Interest-bearing deposits | 57,082,000 | 61,134,000 | 57,703,000 | 56,794,000 |
| Noninterest-bearing deposits | 15,678,000 | 19,100,000 | 17,930,000 | 18,753,000 |
| Equity capital | 5,806,000 | 5,370,000 | 5,163,000 | 5,268,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 610,000 | 1,247,000 | 1,920,000 | 2,618,000 |
| Interest expense | 37,000 | 85,000 | 144,000 | 205,000 |
| Net interest income | 573,000 | 1,162,000 | 1,776,000 | 2,413,000 |
| Noninterest income | 93,000 | 201,000 | 299,000 | 415,000 |
| Noninterest expense | 492,000 | 1,038,000 | 1,592,000 | 2,184,000 |
| Provision for loan losses | 12,000 | 16,000 | 20,000 | 20,000 |
| Pretax income | 162,000 | 309,000 | 463,000 | 624,000 |
| Income tax | 34,000 | 65,000 | 97,000 | 130,000 |
| Net income | 128,000 | 244,000 | 366,000 | 494,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,729,000 | 6,846,000 | 6,967,000 | 7,095,000 |
| Total capital | 7,264,000 | 7,413,000 | 7,517,000 | 7,655,000 |
| Risk-weighted assets | 42,823,000 | 45,365,000 | 44,020,000 | 44,850,000 |