Call reports 2021
FIRST NATIONAL BANK OF GERMANTOWN, THE — 2021
What FIRST NATIONAL BANK OF GERMANTOWN, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 76,041,000 | 76,315,000 | 80,036,000 | 79,704,000 |
| Total loans | 46,826,000 | 47,995,000 | 49,119,000 | 49,465,000 |
| Allowance for loan losses | 532,000 | 542,000 | 554,000 | 562,000 |
| Securities available for sale | 20,801,000 | 21,427,000 | 21,822,000 | 23,028,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,783,000 | 69,054,000 | 72,662,000 | 72,421,000 |
| Interest-bearing deposits | 54,864,000 | 55,294,000 | 59,105,000 | 57,642,000 |
| Noninterest-bearing deposits | 13,919,000 | 13,760,000 | 13,557,000 | 14,779,000 |
| Equity capital | 6,365,000 | 6,654,000 | 6,812,000 | 6,743,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 664,000 | 1,428,000 | 2,139,000 | 2,779,000 |
| Interest expense | 44,000 | 87,000 | 128,000 | 169,000 |
| Net interest income | 620,000 | 1,341,000 | 2,011,000 | 2,610,000 |
| Noninterest income | 74,000 | 173,000 | 259,000 | 362,000 |
| Noninterest expense | 483,000 | 977,000 | 1,504,000 | 2,102,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 199,000 | 513,000 | 730,000 | 822,000 |
| Income tax | 47,000 | 121,000 | 164,000 | 174,000 |
| Net income | 152,000 | 392,000 | 566,000 | 648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,251,000 | 6,492,000 | 6,666,000 | 6,748,000 |
| Total capital | — | — | — | 7,278,000 |
| Risk-weighted assets | — | — | — | 42,379,000 |