Call reports 2020
FIRST NATIONAL BANK OF GERMANTOWN, THE — 2020
What FIRST NATIONAL BANK OF GERMANTOWN, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 65,980,000 | 68,876,000 | 69,077,000 | 76,254,000 |
| Total loans | 43,482,000 | 46,628,000 | 47,373,000 | 45,704,000 |
| Allowance for loan losses | 437,000 | 472,000 | 489,000 | 520,000 |
| Securities available for sale | 14,275,000 | 13,735,000 | 15,140,000 | 18,963,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,578,000 | 61,619,000 | 61,537,000 | 68,652,000 |
| Interest-bearing deposits | 28,762,000 | 29,733,000 | 50,113,000 | 54,603,000 |
| Noninterest-bearing deposits | 29,816,000 | 31,886,000 | 11,424,000 | 14,049,000 |
| Equity capital | 6,103,000 | 6,265,000 | 6,535,000 | 6,679,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 665,000 | 1,304,000 | 1,938,000 | 2,671,000 |
| Interest expense | 70,000 | 131,000 | 184,000 | 233,000 |
| Net interest income | 595,000 | 1,173,000 | 1,754,000 | 2,438,000 |
| Noninterest income | 73,000 | 175,000 | 272,000 | 366,000 |
| Noninterest expense | 475,000 | 955,000 | 1,463,000 | 1,961,000 |
| Provision for loan losses | 12,000 | 47,000 | 62,000 | 97,000 |
| Pretax income | 181,000 | 346,000 | 501,000 | 746,000 |
| Income tax | 37,000 | 72,000 | 103,000 | 154,000 |
| Net income | 144,000 | 274,000 | 398,000 | 592,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,798,000 | 5,928,000 | 6,051,000 | 6,246,000 |
| Total capital | 6,235,000 | — | — | — |
| Risk-weighted assets | 37,840,000 | — | — | — |