Call reports 2018
FIRST NATIONAL BANK OF GERMANTOWN, THE — 2018
What FIRST NATIONAL BANK OF GERMANTOWN, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 61,078,000 | 59,025,000 | 59,027,000 | 59,339,000 |
| Total loans | 38,091,000 | 38,162,000 | 38,889,000 | 39,603,000 |
| Allowance for loan losses | 373,000 | 384,000 | 392,000 | 393,000 |
| Securities available for sale | 11,634,000 | 12,496,000 | 12,873,000 | 12,959,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,355,000 | 52,270,000 | 52,333,000 | 52,565,000 |
| Interest-bearing deposits | 27,635,000 | 27,441,000 | 26,776,000 | 26,409,000 |
| Noninterest-bearing deposits | 26,720,000 | 24,829,000 | 25,557,000 | 26,156,000 |
| Equity capital | 4,750,000 | 4,780,000 | 4,813,000 | 5,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 538,000 | 1,075,000 | 1,648,000 | 2,234,000 |
| Interest expense | 49,000 | 97,000 | 147,000 | 195,000 |
| Net interest income | 489,000 | 978,000 | 1,501,000 | 2,039,000 |
| Noninterest income | 79,000 | 165,000 | 239,000 | 333,000 |
| Noninterest expense | 508,000 | 999,000 | 1,498,000 | 1,984,000 |
| Provision for loan losses | 12,000 | 23,000 | 32,000 | 38,000 |
| Pretax income | 48,000 | 121,000 | 210,000 | 350,000 |
| Income tax | 0 | 0 | 0 | 72,000 |
| Net income | 48,000 | 121,000 | 210,000 | 278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,827,000 | 4,901,000 | 4,989,000 | 5,114,000 |
| Total capital | 5,200,000 | 5,285,000 | 5,381,000 | 5,507,000 |
| Risk-weighted assets | 42,595,000 | 40,045,000 | 39,243,000 | 34,948,000 |