Call reports 2017
FIRST NATIONAL BANK OF GERMANTOWN, THE — 2017
What FIRST NATIONAL BANK OF GERMANTOWN, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 54,150,000 | 54,437,000 | 57,289,000 | 59,764,000 |
| Total loans | 37,485,000 | 38,235,000 | 38,123,000 | 37,815,000 |
| Allowance for loan losses | 375,000 | 380,000 | 378,000 | 379,000 |
| Securities available for sale | 9,470,000 | 9,499,000 | 9,407,000 | 10,855,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,688,000 | 46,951,000 | 49,801,000 | 52,749,000 |
| Interest-bearing deposits | 23,367,000 | 23,557,000 | 25,287,000 | 26,603,000 |
| Noninterest-bearing deposits | 23,321,000 | 23,394,000 | 24,514,000 | 26,146,000 |
| Equity capital | 4,864,000 | 5,032,000 | 5,090,000 | 4,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 486,000 | 992,000 | 1,517,000 | 2,049,000 |
| Interest expense | 46,000 | 93,000 | 142,000 | 191,000 |
| Net interest income | 440,000 | 899,000 | 1,375,000 | 1,858,000 |
| Noninterest income | 77,000 | 194,000 | 251,000 | 351,000 |
| Noninterest expense | 471,000 | 921,000 | 1,376,000 | 1,878,000 |
| Provision for loan losses | 12,000 | 12,000 | 15,000 | 15,000 |
| Pretax income | 34,000 | 160,000 | 235,000 | 316,000 |
| Income tax | 0 | 0 | 0 | 296,000 |
| Net income | 34,000 | 160,000 | 235,000 | 20,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,482,000 | 4,607,000 | 4,683,000 | 4,779,000 |
| Total capital | 4,857,000 | 4,987,000 | 5,061,000 | 5,158,000 |
| Risk-weighted assets | 37,204,000 | 37,173,000 | 37,664,000 | 42,295,000 |