Call reports 2016
FIRST NATIONAL BANK OF GERMANTOWN, THE — 2016
What FIRST NATIONAL BANK OF GERMANTOWN, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 52,762,000 | 55,913,000 | 55,672,000 | 55,278,000 |
| Total loans | 36,595,000 | 37,869,000 | 37,831,000 | 36,701,000 |
| Allowance for loan losses | 308,000 | 328,000 | 349,000 | 367,000 |
| Securities available for sale | 8,277,000 | 8,253,000 | 9,389,000 | 9,014,000 |
| Securities held to maturity | 72,000 | 37,000 | 37,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,379,000 | 47,640,000 | 47,452,000 | 47,606,000 |
| Interest-bearing deposits | 22,832,000 | 22,567,000 | 23,149,000 | 23,496,000 |
| Noninterest-bearing deposits | 21,547,000 | 25,073,000 | 24,303,000 | 24,110,000 |
| Equity capital | 4,977,000 | 5,029,000 | 5,042,000 | 4,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 467,000 | 958,000 | 1,456,000 | 1,962,000 |
| Interest expense | 45,000 | 87,000 | 133,000 | 179,000 |
| Net interest income | 422,000 | 871,000 | 1,323,000 | 1,783,000 |
| Noninterest income | 80,000 | 147,000 | 216,000 | 315,000 |
| Noninterest expense | 470,000 | 948,000 | 1,439,000 | 1,967,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 195,000 |
| Pretax income | 8,000 | 61,000 | 67,000 | -25,000 |
| Income tax | 0 | 0 | 0 | -17,000 |
| Net income | 8,000 | 61,000 | 67,000 | -8,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,414,000 | 4,466,000 | 4,474,000 | 4,447,000 |
| Total capital | 4,722,000 | 4,794,000 | 4,823,000 | 4,814,000 |
| Risk-weighted assets | 35,212,000 | 37,224,000 | 34,876,000 | 37,310,000 |