Call reports 2015
FIRST NATIONAL BANK OF GERMANTOWN, THE — 2015
What FIRST NATIONAL BANK OF GERMANTOWN, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 53,659,000 | 52,151,000 | 52,722,000 | 52,364,000 |
| Total loans | 35,869,000 | 35,662,000 | 36,420,000 | 36,210,000 |
| Allowance for loan losses | 484,000 | 485,000 | 466,000 | 281,000 |
| Securities available for sale | 7,869,000 | 7,927,000 | 8,053,000 | 8,076,000 |
| Securities held to maturity | 150,000 | 107,000 | 107,000 | 72,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,448,000 | 43,109,000 | 43,662,000 | 43,656,000 |
| Interest-bearing deposits | 23,008,000 | 22,620,000 | 22,082,000 | 22,781,000 |
| Noninterest-bearing deposits | 21,440,000 | 20,489,000 | 21,580,000 | 20,875,000 |
| Equity capital | 4,790,000 | 4,806,000 | 4,905,000 | 4,929,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 466,000 | 953,000 | 1,424,000 | 1,906,000 |
| Interest expense | 52,000 | 105,000 | 149,000 | 193,000 |
| Net interest income | 414,000 | 848,000 | 1,275,000 | 1,713,000 |
| Noninterest income | 26,000 | 104,000 | 187,000 | 272,000 |
| Noninterest expense | 451,000 | 908,000 | 1,345,000 | 1,814,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -11,000 | 44,000 | 117,000 | 171,000 |
| Income tax | 0 | 0 | 0 | 5,000 |
| Net income | -11,000 | 44,000 | 117,000 | 166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,306,000 | 4,362,000 | 4,474,000 | 4,428,000 |
| Total capital | 4,760,000 | 4,811,000 | 4,904,000 | 4,709,000 |
| Risk-weighted assets | 36,367,000 | 35,674,000 | 34,158,000 | 35,437,000 |