Call reports 2012
FIRST NATIONAL BANK OF GERMANTOWN, THE — 2012
What FIRST NATIONAL BANK OF GERMANTOWN, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 51,988,000 | 49,886,000 | 49,206,000 | 51,872,000 |
| Total loans | 31,201,000 | 30,783,000 | 30,064,000 | 29,634,000 |
| Allowance for loan losses | 604,000 | 479,000 | 518,000 | 554,000 |
| Securities available for sale | 6,548,000 | 7,343,000 | 7,190,000 | 6,967,000 |
| Securities held to maturity | 874,000 | 1,137,000 | 1,094,000 | 1,056,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,060,000 | 43,345,000 | 42,643,000 | 45,252,000 |
| Interest-bearing deposits | 40,212,000 | 38,701,000 | 37,991,000 | 40,159,000 |
| Noninterest-bearing deposits | 3,848,000 | 4,644,000 | 4,652,000 | 5,093,000 |
| Equity capital | 4,262,000 | 4,329,000 | 4,393,000 | 4,467,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 505,000 | 996,000 | 1,483,000 | 1,948,000 |
| Interest expense | 82,000 | 154,000 | 215,000 | 274,000 |
| Net interest income | 423,000 | 842,000 | 1,268,000 | 1,674,000 |
| Noninterest income | 106,000 | 214,000 | 327,000 | 421,000 |
| Noninterest expense | 420,000 | 879,000 | 1,334,000 | 1,721,000 |
| Provision for loan losses | 25,000 | 61,000 | 105,000 | 139,000 |
| Pretax income | 84,000 | 116,000 | 156,000 | 235,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 84,000 | 116,000 | 156,000 | 235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,033,000 | 4,081,000 | 4,131,000 | 4,208,000 |
| Total capital | 4,385,000 | 4,443,000 | 4,464,000 | 4,558,000 |
| Risk-weighted assets | 28,176,000 | 28,051,000 | 27,504,000 | 27,783,000 |