Call reports 2007
FIRST NATIONAL BANK OF GERMANTOWN, THE — 2007
What FIRST NATIONAL BANK OF GERMANTOWN, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 57,398,000 | 55,027,000 | 55,541,000 | 56,823,000 |
| Total loans | 34,502,000 | 35,071,000 | 36,539,000 | 36,344,000 |
| Allowance for loan losses | 307,000 | 322,000 | 586,000 | 410,000 |
| Securities available for sale | 12,099,000 | 11,225,000 | 11,132,000 | 11,049,000 |
| Securities held to maturity | 824,000 | 795,000 | 1,514,000 | 1,486,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,643,000 | 44,898,000 | 45,472,000 | 46,715,000 |
| Interest-bearing deposits | 44,921,000 | 41,487,000 | 42,231,000 | 41,150,000 |
| Noninterest-bearing deposits | 3,722,000 | 3,411,000 | 3,241,000 | 5,565,000 |
| Equity capital | 5,151,000 | 5,083,000 | 4,900,000 | 5,092,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 858,000 | 1,691,000 | 2,553,000 | 3,422,000 |
| Interest expense | 320,000 | 631,000 | 952,000 | 1,261,000 |
| Net interest income | 538,000 | 1,060,000 | 1,601,000 | 2,161,000 |
| Noninterest income | 111,000 | 237,000 | 360,000 | 482,000 |
| Noninterest expense | 597,000 | 1,189,000 | 1,872,000 | 2,459,000 |
| Provision for loan losses | 4,000 | 10,000 | 345,000 | 352,000 |
| Pretax income | 48,000 | 98,000 | -256,000 | -168,000 |
| Income tax | 16,000 | 33,000 | -63,000 | -117,000 |
| Net income | 32,000 | 65,000 | -193,000 | -51,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,163,000 | 5,180,000 | 4,907,000 | 5,031,000 |
| Total capital | 5,470,000 | 5,502,000 | 5,339,000 | 5,441,000 |
| Risk-weighted assets | 32,790,000 | 32,810,000 | 34,408,000 | 34,680,000 |
Machine access — free, no API key
Every figure shown here about FIRST NATIONAL BANK OF GERMANTOWN, THE — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.