Call reports 2005
FIRST NATIONAL BANK OF GERMANTOWN, THE — 2005
What FIRST NATIONAL BANK OF GERMANTOWN, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 45,709,000 | 49,651,000 | 53,198,000 | 67,506,000 |
| Total loans | 31,151,000 | 32,675,000 | 33,241,000 | 33,137,000 |
| Allowance for loan losses | 354,000 | 373,000 | 368,000 | 366,000 |
| Securities available for sale | 9,317,000 | 9,013,000 | 11,539,000 | 14,163,000 |
| Securities held to maturity | 377,000 | 372,000 | 368,000 | 363,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,452,000 | 40,867,000 | 44,683,000 | 59,018,000 |
| Interest-bearing deposits | 29,888,000 | 29,740,000 | 40,166,000 | 53,716,000 |
| Noninterest-bearing deposits | 10,563,000 | 11,127,000 | 4,516,000 | 5,302,000 |
| Equity capital | 4,633,000 | 4,739,000 | 4,780,000 | 4,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 622,000 | 1,295,000 | 2,064,000 | 2,867,000 |
| Interest expense | 84,000 | 185,000 | 367,000 | 571,000 |
| Net interest income | 538,000 | 1,110,000 | 1,697,000 | 2,296,000 |
| Noninterest income | 119,000 | 262,000 | 398,000 | 559,000 |
| Noninterest expense | 554,000 | 1,140,000 | 1,740,000 | 2,390,000 |
| Provision for loan losses | 22,000 | 43,000 | 48,000 | 48,000 |
| Pretax income | 81,000 | 189,000 | 307,000 | 417,000 |
| Income tax | 26,000 | 61,000 | 102,000 | 128,000 |
| Net income | 55,000 | 128,000 | 205,000 | 289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,720,000 | 4,796,000 | 4,840,000 | 4,906,000 |
| Total capital | 5,068,000 | 5,169,000 | 5,208,000 | 5,272,000 |
| Risk-weighted assets | 27,842,000 | 29,508,000 | 31,237,000 | 34,217,000 |
Machine access — free, no API key
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