Call reports 2020
FAUQUIER BANK, THE — 2020
What FAUQUIER BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 726,582,000 | 824,757,000 | 839,420,000 | 866,359,000 |
| Total loans | 568,630,000 | 622,660,000 | 638,338,000 | 617,124,000 |
| Allowance for loan losses | 5,594,000 | 6,400,000 | 6,701,000 | 6,870,000 |
| Securities available for sale | 81,652,000 | 78,250,000 | 84,590,000 | 82,848,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 629,767,000 | 706,345,000 | 740,350,000 | 766,832,000 |
| Interest-bearing deposits | 504,848,000 | 536,263,000 | 560,184,000 | 583,467,000 |
| Noninterest-bearing deposits | 124,919,000 | 170,082,000 | 180,166,000 | 183,365,000 |
| Equity capital | 72,886,000 | 74,334,000 | 75,541,000 | 75,588,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 7,055,000 | 14,064,000 | 20,904,000 | 28,311,000 |
| Interest expense | 818,000 | 1,393,000 | 1,891,000 | 2,355,000 |
| Net interest income | 6,237,000 | 12,671,000 | 19,013,000 | 25,956,000 |
| Noninterest income | 1,588,000 | 3,045,000 | 4,795,000 | 6,546,000 |
| Noninterest expense | 5,635,000 | 10,571,000 | 16,306,000 | 23,881,000 |
| Provision for loan losses | 350,000 | 1,261,000 | 1,606,000 | 1,773,000 |
| Pretax income | 1,846,000 | 3,894,000 | 5,906,000 | 7,849,000 |
| Income tax | 272,000 | 579,000 | 875,000 | 1,374,000 |
| Net income | 1,574,000 | 3,315,000 | 5,031,000 | 6,475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,964,000 | 70,704,000 | 71,944,000 | 72,914,000 |
| Total capital | 75,558,000 | 77,104,000 | 78,645,000 | 79,784,000 |
| Risk-weighted assets | 563,346,000 | 571,932,000 | 577,026,000 | 575,302,000 |