Call reports 2019
FAUQUIER BANK, THE — 2019
What FAUQUIER BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 700,032,000 | 717,130,000 | 725,776,000 | 721,670,000 |
| Total loans | 545,212,000 | 544,002,000 | 546,727,000 | 550,473,000 |
| Allowance for loan losses | 5,281,000 | 5,409,000 | 5,395,000 | 5,227,000 |
| Securities available for sale | 69,773,000 | 71,739,000 | 72,558,000 | 79,783,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 592,527,000 | 607,321,000 | 614,054,000 | 622,737,000 |
| Interest-bearing deposits | 475,310,000 | 488,111,000 | 485,903,000 | 498,663,000 |
| Noninterest-bearing deposits | 117,217,000 | 119,210,000 | 128,151,000 | 124,074,000 |
| Equity capital | 65,691,000 | 67,871,000 | 69,821,000 | 70,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 7,179,000 | 14,458,000 | 21,814,000 | 29,163,000 |
| Interest expense | 998,000 | 2,144,000 | 3,264,000 | 4,321,000 |
| Net interest income | 6,181,000 | 12,314,000 | 18,550,000 | 24,842,000 |
| Noninterest income | 1,623,000 | 3,288,000 | 5,128,000 | 6,900,000 |
| Noninterest expense | 5,716,000 | 11,290,000 | 16,833,000 | 22,787,000 |
| Provision for loan losses | 50,000 | 255,000 | 255,000 | 346,000 |
| Pretax income | 2,121,000 | 4,146,000 | 6,682,000 | 8,700,000 |
| Income tax | 307,000 | 600,000 | 982,000 | 1,302,000 |
| Net income | 1,814,000 | 3,546,000 | 5,700,000 | 7,398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,479,000 | 66,687,000 | 68,264,000 | 68,863,000 |
| Total capital | 70,760,000 | 72,096,000 | 73,659,000 | 74,090,000 |
| Risk-weighted assets | 535,928,000 | 538,747,000 | 536,427,000 | 547,202,000 |