Call reports 2018
FAUQUIER BANK, THE — 2018
What FAUQUIER BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 681,108,000 | 650,790,000 | 669,311,000 | 730,268,000 |
| Total loans | 503,492,000 | 510,953,000 | 533,018,000 | 549,367,000 |
| Allowance for loan losses | 5,400,000 | 4,978,000 | 5,214,000 | 5,176,000 |
| Securities available for sale | 69,305,000 | 73,079,000 | 72,629,000 | 71,884,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 577,356,000 | 566,145,000 | 566,513,000 | 635,901,000 |
| Interest-bearing deposits | 459,245,000 | 451,768,000 | 452,199,000 | 512,062,000 |
| Noninterest-bearing deposits | 118,111,000 | 114,377,000 | 114,314,000 | 123,839,000 |
| Equity capital | 59,768,000 | 60,828,000 | 61,479,000 | 63,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,368,000 | 12,907,000 | 19,600,000 | 26,693,000 |
| Interest expense | 602,000 | 1,239,000 | 2,043,000 | 3,034,000 |
| Net interest income | 5,766,000 | 11,668,000 | 17,557,000 | 23,659,000 |
| Noninterest income | 1,533,000 | 3,075,000 | 4,626,000 | 6,128,000 |
| Noninterest expense | 5,491,000 | 11,161,000 | 16,669,000 | 22,387,000 |
| Provision for loan losses | 300,000 | 312,000 | 507,000 | 507,000 |
| Pretax income | 2,043,000 | 4,108,000 | 5,845,000 | 7,731,000 |
| Income tax | 297,000 | 589,000 | 843,000 | 1,035,000 |
| Net income | 1,746,000 | 3,519,000 | 5,002,000 | 6,696,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,530,000 | 61,835,000 | 62,878,000 | 64,119,000 |
| Total capital | 65,930,000 | 66,813,000 | 68,092,000 | 69,295,000 |
| Risk-weighted assets | 515,785,000 | 515,012,000 | 538,349,000 | 539,180,000 |