Call reports 2016
FAUQUIER BANK, THE — 2016
What FAUQUIER BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 602,153,000 | 617,385,000 | 622,469,000 | 623,490,000 |
| Total loans | 449,475,000 | 455,698,000 | 457,295,000 | 463,142,000 |
| Allowance for loan losses | 4,376,000 | 4,601,000 | 4,417,000 | 4,525,000 |
| Securities available for sale | 53,050,000 | 50,701,000 | 46,177,000 | 49,973,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 526,734,000 | 540,897,000 | 545,822,000 | 546,622,000 |
| Interest-bearing deposits | 430,956,000 | 440,744,000 | 431,525,000 | 436,036,000 |
| Noninterest-bearing deposits | 95,778,000 | 100,153,000 | 114,297,000 | 110,586,000 |
| Equity capital | 55,206,000 | 56,180,000 | 57,025,000 | 57,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,254,000 | 10,577,000 | 15,998,000 | 21,567,000 |
| Interest expense | 391,000 | 797,000 | 1,205,000 | 1,644,000 |
| Net interest income | 4,863,000 | 9,780,000 | 14,793,000 | 19,923,000 |
| Noninterest income | 1,582,000 | 3,115,000 | 4,622,000 | 6,129,000 |
| Noninterest expense | 5,373,000 | 10,676,000 | 15,831,000 | 21,341,000 |
| Provision for loan losses | 200,000 | -933,000 | -508,000 | -508,000 |
| Pretax income | 872,000 | 3,152,000 | 4,093,000 | 5,220,000 |
| Income tax | 131,000 | 746,000 | 905,000 | 1,144,000 |
| Net income | 741,000 | 2,406,000 | 3,188,000 | 4,076,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,259,000 | 56,473,000 | 57,255,000 | 58,143,000 |
| Total capital | 59,639,000 | 61,078,000 | 61,675,000 | 62,668,000 |
| Risk-weighted assets | 474,553,000 | 475,080,000 | 469,047,000 | 475,943,000 |