Call reports 2015
FAUQUIER BANK, THE — 2015
What FAUQUIER BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 595,440,000 | 596,039,000 | 592,460,000 | 599,705,000 |
| Total loans | 444,709,000 | 452,030,000 | 465,497,000 | 446,869,000 |
| Allowance for loan losses | 5,386,000 | 4,684,000 | 4,776,000 | 4,193,000 |
| Securities available for sale | 55,752,000 | 57,478,000 | 55,504,000 | 55,224,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 516,733,000 | 516,933,000 | 511,770,000 | 524,985,000 |
| Interest-bearing deposits | 423,947,000 | 413,611,000 | 411,057,000 | 427,279,000 |
| Noninterest-bearing deposits | 92,786,000 | 103,322,000 | 100,713,000 | 97,706,000 |
| Equity capital | 57,678,000 | 58,087,000 | 59,184,000 | 54,699,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,371,000 | 10,794,000 | 16,252,000 | 21,685,000 |
| Interest expense | 511,000 | 978,000 | 1,375,000 | 1,762,000 |
| Net interest income | 4,860,000 | 9,816,000 | 14,877,000 | 19,923,000 |
| Noninterest income | 1,466,000 | 3,302,000 | 5,403,000 | 7,160,000 |
| Noninterest expense | 5,267,000 | 10,456,000 | 15,806,000 | 20,542,000 |
| Provision for loan losses | 0 | 100,000 | 200,000 | 8,000,000 |
| Pretax income | 1,059,000 | 2,562,000 | 4,277,000 | -1,455,000 |
| Income tax | 194,000 | 550,000 | 832,000 | -1,227,000 |
| Net income | 865,000 | 2,012,000 | 3,445,000 | -228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,409,000 | 58,107,000 | 59,091,000 | 54,969,000 |
| Total capital | 62,798,000 | 62,792,000 | 63,870,000 | 59,162,000 |
| Risk-weighted assets | 469,514,000 | 478,588,000 | 490,435,000 | 472,268,000 |