Call reports 2014
FAUQUIER BANK, THE — 2014
What FAUQUIER BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 602,479,000 | 598,701,000 | 586,041,000 | 604,394,000 |
| Total loans | 445,637,000 | 443,310,000 | 437,877,000 | 440,466,000 |
| Allowance for loan losses | 6,631,000 | 6,753,000 | 6,595,000 | 5,391,000 |
| Securities available for sale | 55,851,000 | 57,742,000 | 55,203,000 | 57,406,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 528,185,000 | 523,149,000 | 508,217,000 | 525,867,000 |
| Interest-bearing deposits | 439,338,000 | 432,952,000 | 419,023,000 | 437,243,000 |
| Noninterest-bearing deposits | 88,847,000 | 90,197,000 | 89,194,000 | 88,624,000 |
| Equity capital | 54,369,000 | 55,373,000 | 56,435,000 | 57,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,504,000 | 10,977,000 | 16,500,000 | 21,920,000 |
| Interest expense | 604,000 | 1,209,000 | 1,793,000 | 2,364,000 |
| Net interest income | 4,900,000 | 9,768,000 | 14,707,000 | 19,556,000 |
| Noninterest income | 1,734,000 | 3,617,000 | 5,787,000 | 7,578,000 |
| Noninterest expense | 5,138,000 | 10,121,000 | 15,317,000 | 20,426,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,496,000 | 3,264,000 | 5,177,000 | 6,711,000 |
| Income tax | 371,000 | 835,000 | 1,251,000 | 1,559,000 |
| Net income | 1,125,000 | 2,429,000 | 3,926,000 | 5,152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,497,000 | 55,354,000 | 56,402,000 | 56,994,000 |
| Total capital | 59,722,000 | 60,851,000 | 61,892,000 | 62,385,000 |
| Risk-weighted assets | 416,598,000 | 438,468,000 | 438,103,000 | 443,908,000 |