Call reports 2013
FAUQUIER BANK, THE — 2013
What FAUQUIER BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 594,484,000 | 588,690,000 | 593,252,000 | 613,669,000 |
| Total loans | 449,679,000 | 442,920,000 | 455,005,000 | 451,390,000 |
| Allowance for loan losses | 6,088,000 | 6,836,000 | 6,482,000 | 6,667,000 |
| Securities available for sale | 45,701,000 | 48,605,000 | 50,100,000 | 53,570,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 510,209,000 | 519,868,000 | 523,333,000 | 540,747,000 |
| Interest-bearing deposits | 424,387,000 | 432,775,000 | 431,220,000 | 451,781,000 |
| Noninterest-bearing deposits | 85,822,000 | 87,093,000 | 92,113,000 | 88,966,000 |
| Equity capital | 50,030,000 | 49,854,000 | 50,685,000 | 53,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,717,000 | 11,460,000 | 17,297,000 | 23,028,000 |
| Interest expense | 829,000 | 1,603,000 | 2,242,000 | 2,864,000 |
| Net interest income | 4,888,000 | 9,857,000 | 15,055,000 | 20,164,000 |
| Noninterest income | 1,632,000 | 3,548,000 | 5,425,000 | 7,291,000 |
| Noninterest expense | 4,869,000 | 9,767,000 | 14,798,000 | 19,453,000 |
| Provision for loan losses | 167,000 | 967,000 | 1,300,000 | 1,800,000 |
| Pretax income | 1,484,000 | 2,671,000 | 4,382,000 | 6,346,000 |
| Income tax | 384,000 | 668,000 | 1,130,000 | 1,598,000 |
| Net income | 1,100,000 | 2,003,000 | 3,252,000 | 4,748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,508,000 | 51,720,000 | 52,618,000 | 53,819,000 |
| Total capital | 56,946,000 | 57,067,000 | 57,961,000 | 59,095,000 |
| Risk-weighted assets | 434,391,000 | 426,276,000 | 426,201,000 | 420,710,000 |