Call reports 2012
FAUQUIER BANK, THE — 2012
What FAUQUIER BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 592,670,000 | 580,708,000 | 573,762,000 | 599,134,000 |
| Total loans | 457,233,000 | 459,693,000 | 453,909,000 | 451,365,000 |
| Allowance for loan losses | 6,877,000 | 9,449,000 | 8,606,000 | 6,258,000 |
| Securities available for sale | 56,511,000 | 57,589,000 | 53,167,000 | 48,092,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 511,476,000 | 500,327,000 | 492,223,000 | 515,417,000 |
| Interest-bearing deposits | 427,780,000 | 419,582,000 | 408,393,000 | 425,880,000 |
| Noninterest-bearing deposits | 83,696,000 | 80,745,000 | 83,830,000 | 89,537,000 |
| Equity capital | 50,529,000 | 50,188,000 | 51,187,000 | 50,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,502,000 | 12,862,000 | 19,145,000 | 24,936,000 |
| Interest expense | 1,061,000 | 2,053,000 | 2,981,000 | 3,829,000 |
| Net interest income | 5,441,000 | 10,809,000 | 16,164,000 | 21,107,000 |
| Noninterest income | 1,663,000 | 3,452,000 | 5,175,000 | 6,566,000 |
| Noninterest expense | 5,098,000 | 9,512,000 | 14,247,000 | 18,957,000 |
| Provision for loan losses | 500,000 | 3,300,000 | 3,850,000 | 5,807,000 |
| Pretax income | 1,506,000 | 1,612,000 | 3,407,000 | 3,075,000 |
| Income tax | 394,000 | 313,000 | 809,000 | 585,000 |
| Net income | 1,112,000 | 1,299,000 | 2,598,000 | 2,490,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,806,000 | 51,549,000 | 52,404,000 | 51,353,000 |
| Total capital | 57,373,000 | 57,126,000 | 57,810,000 | 56,842,000 |
| Risk-weighted assets | 444,048,000 | 442,281,000 | 429,265,000 | 438,321,000 |