Call reports 2011
FAUQUIER BANK, THE — 2011
What FAUQUIER BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 592,869,000 | 598,513,000 | 603,318,000 | 612,914,000 |
| Total loans | 461,777,000 | 454,428,000 | 454,848,000 | 458,839,000 |
| Allowance for loan losses | 6,673,000 | 6,616,000 | 6,883,000 | 6,728,000 |
| Securities available for sale | 48,833,000 | 49,634,000 | 49,041,000 | 47,649,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 514,985,000 | 519,011,000 | 522,655,000 | 530,924,000 |
| Interest-bearing deposits | 439,961,000 | 443,249,000 | 444,290,000 | 455,291,000 |
| Noninterest-bearing deposits | 75,024,000 | 75,762,000 | 78,365,000 | 75,633,000 |
| Equity capital | 48,079,000 | 49,367,000 | 50,020,000 | 50,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,837,000 | 13,626,000 | 20,459,000 | 27,138,000 |
| Interest expense | 1,251,000 | 2,467,000 | 3,702,000 | 4,876,000 |
| Net interest income | 5,586,000 | 11,159,000 | 16,757,000 | 22,262,000 |
| Noninterest income | 1,571,000 | 3,030,000 | 4,752,000 | 5,917,000 |
| Noninterest expense | 5,091,000 | 10,104,000 | 15,044,000 | 19,984,000 |
| Provision for loan losses | 463,000 | 771,000 | 1,471,000 | 1,933,000 |
| Pretax income | 1,415,000 | 3,129,000 | 4,833,000 | 6,175,000 |
| Income tax | 348,000 | 803,000 | 1,272,000 | 1,647,000 |
| Net income | 1,067,000 | 2,326,000 | 3,561,000 | 4,528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,843,000 | 50,814,000 | 51,110,000 | 51,138,000 |
| Total capital | 55,328,000 | 56,288,000 | 56,563,000 | 56,640,000 |
| Risk-weighted assets | 437,633,000 | 436,670,000 | 434,816,000 | 438,917,000 |