Call reports 2010
FAUQUIER BANK, THE — 2010
What FAUQUIER BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 570,353,000 | 586,126,000 | 623,838,000 | 597,420,000 |
| Total loans | 472,904,000 | 468,130,000 | 465,516,000 | 466,746,000 |
| Allowance for loan losses | 5,470,000 | 5,398,000 | 5,730,000 | 6,307,000 |
| Securities available for sale | 36,971,000 | 41,571,000 | 46,987,000 | 46,538,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 467,993,000 | 493,053,000 | 545,696,000 | 520,479,000 |
| Interest-bearing deposits | 402,964,000 | 425,658,000 | 477,715,000 | 452,437,000 |
| Noninterest-bearing deposits | 65,029,000 | 67,395,000 | 67,981,000 | 68,042,000 |
| Equity capital | 47,101,000 | 47,587,000 | 47,688,000 | 47,293,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 7,044,000 | 14,173,000 | 21,302,000 | 28,330,000 |
| Interest expense | 1,547,000 | 3,162,000 | 4,612,000 | 6,006,000 |
| Net interest income | 5,497,000 | 11,011,000 | 16,690,000 | 22,324,000 |
| Noninterest income | 1,360,000 | 2,896,000 | 4,417,000 | 6,030,000 |
| Noninterest expense | 4,746,000 | 9,874,000 | 14,880,000 | 19,884,000 |
| Provision for loan losses | 375,000 | 750,000 | 1,450,000 | 2,075,000 |
| Pretax income | 1,350,000 | 2,894,000 | 4,352,000 | 5,533,000 |
| Income tax | 347,000 | 763,000 | 1,148,000 | 1,298,000 |
| Net income | 1,003,000 | 2,131,000 | 3,204,000 | 4,235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,723,000 | 49,118,000 | 49,118,000 | 49,370,000 |
| Total capital | 54,193,000 | 54,515,000 | 54,638,000 | 54,926,000 |
| Risk-weighted assets | 446,609,000 | 438,445,000 | 441,459,000 | 443,735,000 |