Call reports 2009
FAUQUIER BANK, THE — 2009
What FAUQUIER BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 526,497,000 | 530,569,000 | 548,207,000 | 568,266,000 |
| Total loans | 448,225,000 | 457,227,000 | 460,614,000 | 468,271,000 |
| Allowance for loan losses | 4,873,000 | 5,091,000 | 5,221,000 | 5,485,000 |
| Securities available for sale | 31,337,000 | 32,610,000 | 34,490,000 | 36,693,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 416,623,000 | 412,892,000 | 435,776,000 | 466,157,000 |
| Interest-bearing deposits | 366,753,000 | 353,406,000 | 371,235,000 | 397,534,000 |
| Noninterest-bearing deposits | 49,870,000 | 59,486,000 | 64,541,000 | 68,623,000 |
| Equity capital | 44,354,000 | 45,188,000 | 46,479,000 | 46,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,788,000 | 13,666,000 | 20,733,000 | 27,973,000 |
| Interest expense | 1,836,000 | 3,520,000 | 5,118,000 | 6,689,000 |
| Net interest income | 4,952,000 | 10,146,000 | 15,615,000 | 21,284,000 |
| Noninterest income | 1,144,000 | 2,523,000 | 4,014,000 | 5,400,000 |
| Noninterest expense | 4,339,000 | 8,923,000 | 13,832,000 | 18,613,000 |
| Provision for loan losses | 200,000 | 560,000 | 920,000 | 1,710,000 |
| Pretax income | 1,557,000 | 3,133,000 | 4,578,000 | 5,702,000 |
| Income tax | 441,000 | 963,000 | 1,290,000 | 1,591,000 |
| Net income | 1,116,000 | 2,170,000 | 3,288,000 | 4,111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,603,000 | 47,938,000 | 48,332,000 | 48,445,000 |
| Total capital | 52,476,000 | 53,029,000 | 53,553,000 | 53,930,000 |
| Risk-weighted assets | 430,643,000 | 441,951,000 | 448,485,000 | 442,426,000 |