Call reports 2008
FAUQUIER BANK, THE — 2008
What FAUQUIER BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 490,189,000 | 502,721,000 | 499,462,000 | 514,232,000 |
| Total loans | 416,180,000 | 429,456,000 | 427,764,000 | 439,459,000 |
| Allowance for loan losses | 4,196,000 | 4,319,000 | 4,684,000 | 4,780,000 |
| Securities available for sale | 35,743,000 | 35,795,000 | 32,116,000 | 34,672,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 390,679,000 | 388,714,000 | 406,024,000 | 400,662,000 |
| Interest-bearing deposits | 345,893,000 | 339,889,000 | 356,536,000 | 346,544,000 |
| Noninterest-bearing deposits | 44,786,000 | 48,825,000 | 49,488,000 | 54,118,000 |
| Equity capital | 45,710,000 | 45,129,000 | 44,043,000 | 44,997,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 7,318,000 | 14,419,000 | 21,662,000 | 28,735,000 |
| Interest expense | 2,496,000 | 4,669,000 | 6,973,000 | 9,187,000 |
| Net interest income | 4,822,000 | 9,750,000 | 14,689,000 | 19,548,000 |
| Noninterest income | 1,437,000 | 3,303,000 | 4,809,000 | 6,201,000 |
| Noninterest expense | 4,270,000 | 8,613,000 | 12,741,000 | 16,408,000 |
| Provision for loan losses | 456,000 | 1,290,000 | 1,721,000 | 3,228,000 |
| Pretax income | 1,621,000 | 3,113,000 | 4,701,000 | 5,778,000 |
| Income tax | 472,000 | 887,000 | 1,425,000 | 1,619,000 |
| Net income | 1,149,000 | 2,226,000 | 3,276,000 | 4,159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,214,000 | 46,664,000 | 47,008,000 | 47,201,000 |
| Total capital | 50,410,000 | 50,983,000 | 51,692,000 | 51,980,000 |
| Risk-weighted assets | 387,153,000 | 401,569,000 | 397,631,000 | 419,142,000 |