Call reports 2013
PEOPLES-WEBSTER COUNTY BANK — 2013
What PEOPLES-WEBSTER COUNTY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Total assets | 76,105,000 | 72,484,000 | 72,112,000 |
| Total loans | 40,295,000 | 39,599,000 | 39,635,000 |
| Allowance for loan losses | 548,000 | 548,000 | 548,000 |
| Securities available for sale | 22,084,000 | 22,342,000 | 14,239,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 56,896,000 | 54,556,000 | 53,863,000 |
| Interest-bearing deposits | 39,454,000 | 41,691,000 | 41,188,000 |
| Noninterest-bearing deposits | 17,442,000 | 12,865,000 | 12,675,000 |
| Equity capital | 18,447,000 | 17,515,000 | 17,803,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Interest income | 686,000 | 1,362,000 | 2,050,000 |
| Interest expense | 49,000 | 99,000 | 148,000 |
| Net interest income | 637,000 | 1,263,000 | 1,902,000 |
| Noninterest income | 60,000 | 105,000 | 249,000 |
| Noninterest expense | 313,000 | 624,000 | 908,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 384,000 | 744,000 | 796,000 |
| Income tax | 112,000 | 223,000 | 213,000 |
| Net income | 272,000 | 521,000 | 583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Tier 1 capital | 18,196,000 | 17,659,000 | 17,721,000 |
| Total capital | 18,744,000 | 18,207,000 | 18,269,000 |
| Risk-weighted assets | 58,476,000 | 58,518,000 | 53,425,000 |