Call reports 2012
PEOPLES-WEBSTER COUNTY BANK — 2012
What PEOPLES-WEBSTER COUNTY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 72,147,000 | 72,566,000 | 72,194,000 | 73,690,000 |
| Total loans | 37,550,000 | 40,021,000 | 42,034,000 | 41,928,000 |
| Allowance for loan losses | 496,000 | 526,000 | 534,000 | 547,000 |
| Securities available for sale | 23,866,000 | 24,651,000 | 23,170,000 | 22,119,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,479,000 | 50,611,000 | 50,627,000 | 54,860,000 |
| Interest-bearing deposits | 37,177,000 | 37,687,000 | 37,878,000 | 37,253,000 |
| Noninterest-bearing deposits | 15,302,000 | 12,924,000 | 12,749,000 | 17,607,000 |
| Equity capital | 18,925,000 | 19,231,000 | 19,555,000 | 18,234,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 698,000 | 1,408,000 | 2,134,000 | 2,871,000 |
| Interest expense | 60,000 | 120,000 | 176,000 | 230,000 |
| Net interest income | 638,000 | 1,288,000 | 1,958,000 | 2,641,000 |
| Noninterest income | 43,000 | 84,000 | 192,000 | 238,000 |
| Noninterest expense | 326,000 | 641,000 | 1,000,000 | 1,370,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 355,000 | 736,000 | 1,150,000 | 1,509,000 |
| Income tax | 103,000 | 215,000 | 355,000 | 431,000 |
| Net income | 252,000 | 521,000 | 795,000 | 1,078,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,671,000 | 18,940,000 | 19,214,000 | 17,924,000 |
| Total capital | 19,167,000 | 19,466,000 | 19,748,000 | 18,471,000 |
| Risk-weighted assets | 55,505,000 | 57,515,000 | 59,889,000 | 59,962,000 |