Call reports 2011
PEOPLES-WEBSTER COUNTY BANK — 2011
What PEOPLES-WEBSTER COUNTY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 63,979,000 | 63,232,000 | 63,577,000 | 68,038,000 |
| Total loans | 35,595,000 | 36,261,000 | 37,508,000 | 38,792,000 |
| Allowance for loan losses | 546,000 | 547,000 | 544,000 | 498,000 |
| Securities available for sale | 22,810,000 | 21,494,000 | 19,989,000 | 19,405,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,898,000 | 43,133,000 | 44,049,000 | 48,789,000 |
| Interest-bearing deposits | 34,242,000 | 33,896,000 | 33,752,000 | 33,986,000 |
| Noninterest-bearing deposits | 10,656,000 | 9,237,000 | 10,297,000 | 14,803,000 |
| Equity capital | 18,064,000 | 18,464,000 | 18,819,000 | 18,689,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 684,000 | 1,425,000 | 2,143,000 | 2,877,000 |
| Interest expense | 80,000 | 157,000 | 223,000 | 286,000 |
| Net interest income | 604,000 | 1,268,000 | 1,920,000 | 2,591,000 |
| Noninterest income | 43,000 | 91,000 | 203,000 | 252,000 |
| Noninterest expense | 315,000 | 634,000 | 952,000 | 1,299,000 |
| Provision for loan losses | 0 | 0 | 0 | 40,000 |
| Pretax income | 347,000 | 750,000 | 1,196,000 | 1,529,000 |
| Income tax | 101,000 | 216,000 | 348,000 | 454,000 |
| Net income | 246,000 | 534,000 | 848,000 | 1,075,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,927,000 | 18,214,000 | 18,528,000 | 18,419,000 |
| Total capital | 18,473,000 | 18,761,000 | 19,072,000 | 18,917,000 |
| Risk-weighted assets | 49,429,000 | 50,517,000 | 52,604,000 | 54,696,000 |