Call reports 2008
PEOPLES-WEBSTER COUNTY BANK — 2008
What PEOPLES-WEBSTER COUNTY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 53,247,000 | 52,584,000 | 53,649,000 | 54,385,000 |
| Total loans | 30,535,000 | 32,109,000 | 33,686,000 | 32,650,000 |
| Allowance for loan losses | 405,000 | 407,000 | 409,000 | 455,000 |
| Securities available for sale | 18,024,000 | 18,347,000 | 17,423,000 | 15,793,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,269,000 | 34,559,000 | 33,778,000 | 36,261,000 |
| Interest-bearing deposits | 28,257,000 | 28,147,000 | 27,408,000 | 27,874,000 |
| Noninterest-bearing deposits | 7,012,000 | 6,411,000 | 6,370,000 | 8,387,000 |
| Equity capital | 16,317,000 | 16,372,000 | 16,675,000 | 16,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 787,000 | 1,547,000 | 2,321,000 | 3,080,000 |
| Interest expense | 200,000 | 388,000 | 562,000 | 721,000 |
| Net interest income | 587,000 | 1,159,000 | 1,759,000 | 2,359,000 |
| Noninterest income | 43,000 | 87,000 | 180,000 | 230,000 |
| Noninterest expense | 295,000 | 574,000 | 856,000 | 1,180,000 |
| Provision for loan losses | 35,000 | 35,000 | 36,000 | 80,000 |
| Pretax income | 300,000 | 637,000 | 1,047,000 | 1,329,000 |
| Income tax | 72,000 | 175,000 | 291,000 | 366,000 |
| Net income | 228,000 | 462,000 | 756,000 | 963,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,132,000 | 16,367,000 | 16,660,000 | 16,530,000 |
| Total capital | 16,537,000 | 16,774,000 | 17,069,000 | 16,985,000 |
| Risk-weighted assets | 44,219,000 | 45,595,000 | 47,257,000 | 46,131,000 |
Machine access — free, no API key
Every figure shown here about PEOPLES-WEBSTER COUNTY BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.