Call reports 2007
PEOPLES-WEBSTER COUNTY BANK — 2007
What PEOPLES-WEBSTER COUNTY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 51,758,000 | 52,804,000 | 51,317,000 | 51,903,000 |
| Total loans | 28,557,000 | 30,480,000 | 30,652,000 | 30,568,000 |
| Allowance for loan losses | 405,000 | 406,000 | 382,000 | 392,000 |
| Securities available for sale | 17,903,000 | 20,005,000 | 18,293,000 | 17,983,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,304,000 | 36,266,000 | 33,096,000 | 34,924,000 |
| Interest-bearing deposits | 29,121,000 | 30,842,000 | 27,076,000 | 27,163,000 |
| Noninterest-bearing deposits | 6,183,000 | 5,425,000 | 6,020,000 | 7,761,000 |
| Equity capital | 15,375,000 | 15,500,000 | 15,931,000 | 15,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 762,000 | 1,567,000 | 2,390,000 | 3,215,000 |
| Interest expense | 207,000 | 432,000 | 655,000 | 878,000 |
| Net interest income | 555,000 | 1,135,000 | 1,735,000 | 2,337,000 |
| Noninterest income | 44,000 | 89,000 | 189,000 | 254,000 |
| Noninterest expense | 320,000 | 611,000 | 901,000 | 1,238,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 266,000 | 590,000 | 1,002,000 | 1,333,000 |
| Income tax | 58,000 | 151,000 | 285,000 | 361,000 |
| Net income | 208,000 | 439,000 | 717,000 | 972,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,479,000 | 15,709,000 | 15,987,000 | 15,904,000 |
| Total capital | 15,884,000 | 16,115,000 | 16,369,000 | 16,296,000 |
| Risk-weighted assets | 42,458,000 | 46,056,000 | 44,283,000 | 44,197,000 |
Machine access — free, no API key
Every figure shown here about PEOPLES-WEBSTER COUNTY BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.