Call reports 2005
PEOPLES-WEBSTER COUNTY BANK — 2005
What PEOPLES-WEBSTER COUNTY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 53,645,000 | 52,977,000 | 51,639,000 | 51,916,000 |
| Total loans | 27,381,000 | 30,095,000 | 29,172,000 | 28,487,000 |
| Allowance for loan losses | 526,000 | 575,000 | 574,000 | 475,000 |
| Securities available for sale | 18,888,000 | 20,684,000 | 19,698,000 | 19,020,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,729,000 | 36,625,000 | 34,912,000 | 35,774,000 |
| Interest-bearing deposits | 31,281,000 | 29,826,000 | 29,122,000 | 29,418,000 |
| Noninterest-bearing deposits | 6,448,000 | 6,799,000 | 5,790,000 | 6,356,000 |
| Equity capital | 14,879,000 | 15,366,000 | 15,501,000 | 15,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 662,000 | 1,352,000 | 2,076,000 | 2,792,000 |
| Interest expense | 133,000 | 277,000 | 423,000 | 576,000 |
| Net interest income | 529,000 | 1,075,000 | 1,653,000 | 2,216,000 |
| Noninterest income | 41,000 | 93,000 | 176,000 | 257,000 |
| Noninterest expense | 224,000 | 483,000 | 751,000 | 1,118,000 |
| Provision for loan losses | 225,000 | 225,000 | 225,000 | 225,000 |
| Pretax income | 111,000 | 450,000 | 843,000 | 1,103,000 |
| Income tax | 84,000 | 104,000 | 204,000 | 270,000 |
| Net income | 27,000 | 346,000 | 639,000 | 833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,033,000 | 15,353,000 | 15,645,000 | 15,505,000 |
| Total capital | 15,559,000 | 15,910,000 | 16,194,000 | 15,980,000 |
| Risk-weighted assets | 42,237,000 | 44,563,000 | 43,919,000 | 43,374,000 |
Machine access — free, no API key
Every figure shown here about PEOPLES-WEBSTER COUNTY BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.