Call reports 2004
PEOPLES-WEBSTER COUNTY BANK — 2004
What PEOPLES-WEBSTER COUNTY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 55,373,000 | 54,335,000 | 52,137,000 | 52,077,000 |
| Total loans | 26,913,000 | 29,018,000 | 29,441,000 | 27,222,000 |
| Allowance for loan losses | 548,000 | 536,000 | 531,000 | 309,000 |
| Securities available for sale | 23,461,000 | 20,159,000 | 19,425,000 | 19,263,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,424,000 | 38,528,000 | 35,295,000 | 36,091,000 |
| Interest-bearing deposits | 32,924,000 | 32,359,000 | 30,236,000 | 29,964,000 |
| Noninterest-bearing deposits | 6,500,000 | 6,169,000 | 5,059,000 | 6,127,000 |
| Equity capital | 14,889,000 | 14,841,000 | 15,261,000 | 15,046,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 666,000 | 1,353,000 | 2,044,000 | 2,733,000 |
| Interest expense | 148,000 | 286,000 | 415,000 | 546,000 |
| Net interest income | 518,000 | 1,067,000 | 1,629,000 | 2,187,000 |
| Noninterest income | 42,000 | 86,000 | 158,000 | 198,000 |
| Noninterest expense | 234,000 | 484,000 | 748,000 | 1,050,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 328,000 | 654,000 | 1,024,000 | 1,320,000 |
| Income tax | 69,000 | 148,000 | 213,000 | 318,000 |
| Net income | 259,000 | 506,000 | 811,000 | 1,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,599,000 | 14,845,000 | 15,150,000 | 15,007,000 |
| Total capital | 15,140,000 | 15,381,000 | 15,681,000 | 15,316,000 |
| Risk-weighted assets | 43,274,000 | 44,484,000 | 43,835,000 | 41,222,000 |
Machine access — free, no API key
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