Call reports 2003
PEOPLES-WEBSTER COUNTY BANK — 2003
What PEOPLES-WEBSTER COUNTY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 51,865,000 | 53,300,000 | 53,787,000 | 59,685,000 |
| Total loans | 26,355,000 | 27,578,000 | 28,338,000 | 27,664,000 |
| Allowance for loan losses | 607,000 | 603,000 | 582,000 | 546,000 |
| Securities available for sale | 18,821,000 | 18,256,000 | 19,163,000 | 21,624,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,636,000 | 37,682,000 | 38,039,000 | 44,251,000 |
| Interest-bearing deposits | 31,601,000 | 32,495,000 | 32,545,000 | 33,265,000 |
| Noninterest-bearing deposits | 5,035,000 | 5,187,000 | 5,494,000 | 10,986,000 |
| Equity capital | 14,126,000 | 14,482,000 | 14,688,000 | 14,517,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 707,000 | 1,418,000 | 2,139,000 | 2,819,000 |
| Interest expense | 204,000 | 393,000 | 562,000 | 717,000 |
| Net interest income | 503,000 | 1,025,000 | 1,577,000 | 2,102,000 |
| Noninterest income | 51,000 | 99,000 | 143,000 | 219,000 |
| Noninterest expense | 232,000 | 493,000 | 646,000 | 982,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 322,000 | 631,000 | 1,074,000 | 1,342,000 |
| Income tax | 92,000 | 143,000 | 194,000 | 363,000 |
| Net income | 230,000 | 488,000 | 880,000 | 979,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,827,000 | 14,085,000 | 14,477,000 | 14,340,000 |
| Total capital | 14,341,000 | 14,619,000 | 15,030,000 | 14,886,000 |
| Risk-weighted assets | 41,003,000 | 42,667,000 | 44,236,000 | 44,775,000 |
Machine access — free, no API key
Every figure shown here about PEOPLES-WEBSTER COUNTY BANK — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.