Call reports 2016
PUGET SOUND BANK — 2016
What PUGET SOUND BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 472,882,000 | 466,940,000 | 525,385,000 | 518,858,000 |
| Total loans | 333,490,000 | 361,925,000 | 364,439,000 | 373,309,000 |
| Allowance for loan losses | 4,096,000 | 4,199,000 | 4,246,000 | 4,351,000 |
| Securities available for sale | 53,801,000 | 55,507,000 | 72,204,000 | 88,646,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 417,180,000 | 409,466,000 | 466,875,000 | 460,719,000 |
| Interest-bearing deposits | 223,071,000 | 236,066,000 | 274,516,000 | 272,347,000 |
| Noninterest-bearing deposits | 194,109,000 | 173,400,000 | 192,359,000 | 188,372,000 |
| Equity capital | 53,605,000 | 55,055,000 | 55,724,000 | 55,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,221,000 | 8,570,000 | 13,134,000 | 17,921,000 |
| Interest expense | 195,000 | 388,000 | 603,000 | 821,000 |
| Net interest income | 4,026,000 | 8,182,000 | 12,531,000 | 17,100,000 |
| Noninterest income | 198,000 | 364,000 | 583,000 | 797,000 |
| Noninterest expense | 2,604,000 | 5,132,000 | 7,764,000 | 10,499,000 |
| Provision for loan losses | 0 | 73,000 | 820,000 | 933,000 |
| Pretax income | 1,620,000 | 3,375,000 | 4,564,000 | 6,523,000 |
| Income tax | 537,000 | 1,118,000 | 1,509,000 | 2,034,000 |
| Net income | 1,083,000 | 2,257,000 | 3,055,000 | 4,489,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,231,000 | 52,517,000 | 53,344,000 | 54,196,000 |
| Total capital | 55,542,000 | 56,960,000 | 57,849,000 | 58,814,000 |
| Risk-weighted assets | 382,297,000 | 407,963,000 | 420,505,000 | 435,744,000 |