Call reports 2015
PUGET SOUND BANK — 2015
What PUGET SOUND BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 395,461,000 | 425,143,000 | 456,263,000 | 480,761,000 |
| Total loans | 318,571,000 | 331,299,000 | 332,190,000 | 337,553,000 |
| Allowance for loan losses | 3,956,000 | 3,999,000 | 3,994,000 | 4,096,000 |
| Securities available for sale | 38,544,000 | 38,352,000 | 44,563,000 | 53,832,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 341,616,000 | 368,987,000 | 398,681,000 | 425,757,000 |
| Interest-bearing deposits | 188,139,000 | 195,246,000 | 206,225,000 | 217,292,000 |
| Noninterest-bearing deposits | 153,477,000 | 173,741,000 | 192,456,000 | 208,465,000 |
| Equity capital | 52,155,000 | 53,679,000 | 54,953,000 | 51,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,894,000 | 7,894,000 | 11,968,000 | 16,140,000 |
| Interest expense | 166,000 | 335,000 | 523,000 | 721,000 |
| Net interest income | 3,728,000 | 7,559,000 | 11,445,000 | 15,419,000 |
| Noninterest income | 181,000 | 338,000 | 514,000 | 749,000 |
| Noninterest expense | 2,408,000 | 4,949,000 | 7,436,000 | 9,789,000 |
| Provision for loan losses | 29,000 | 29,000 | 99,000 | 103,000 |
| Pretax income | 1,472,000 | 2,919,000 | 4,424,000 | 6,276,000 |
| Income tax | 493,000 | 978,000 | 1,483,000 | 2,087,000 |
| Net income | 979,000 | 1,941,000 | 2,941,000 | 4,189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,027,000 | 51,684,000 | 52,750,000 | 50,056,000 |
| Total capital | 54,197,000 | 55,897,000 | 56,963,000 | 54,367,000 |
| Risk-weighted assets | 351,062,000 | 367,221,000 | 377,784,000 | 383,564,000 |