Call reports 2013
PUGET SOUND BANK — 2013
What PUGET SOUND BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 276,029,000 | 318,524,000 | 324,811,000 | 339,263,000 |
| Total loans | 203,647,000 | 248,588,000 | 254,677,000 | 274,911,000 |
| Allowance for loan losses | 3,095,000 | 3,085,000 | 3,148,000 | 3,538,000 |
| Securities available for sale | 30,647,000 | 42,832,000 | 41,058,000 | 37,928,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,407,000 | 273,624,000 | 278,958,000 | 280,767,000 |
| Interest-bearing deposits | 142,873,000 | 156,163,000 | 160,762,000 | 158,740,000 |
| Noninterest-bearing deposits | 95,534,000 | 117,461,000 | 118,196,000 | 122,027,000 |
| Equity capital | 36,344,000 | 43,199,000 | 43,811,000 | 44,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,766,000 | 5,694,000 | 9,181,000 | 12,663,000 |
| Interest expense | 137,000 | 272,000 | 438,000 | 595,000 |
| Net interest income | 2,629,000 | 5,422,000 | 8,743,000 | 12,068,000 |
| Noninterest income | 138,000 | 276,000 | 487,000 | 630,000 |
| Noninterest expense | 1,928,000 | 4,081,000 | 6,536,000 | 8,885,000 |
| Provision for loan losses | 46,000 | 114,000 | 177,000 | 441,000 |
| Pretax income | 793,000 | 1,503,000 | 2,517,000 | 3,382,000 |
| Income tax | 260,000 | 494,000 | 906,000 | 1,218,000 |
| Net income | 533,000 | 1,009,000 | 1,611,000 | 2,164,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,154,000 | 41,181,000 | 41,886,000 | 42,664,000 |
| Total capital | 39,106,000 | 44,417,000 | 45,253,000 | 46,410,000 |
| Risk-weighted assets | 235,818,000 | 268,855,000 | 282,261,000 | 299,937,000 |