Call reports 2012
PUGET SOUND BANK — 2012
What PUGET SOUND BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 236,061,000 | 253,269,000 | 264,665,000 | 268,389,000 |
| Total loans | 187,487,000 | 194,689,000 | 201,269,000 | 214,865,000 |
| Allowance for loan losses | 3,288,000 | 2,912,000 | 3,021,000 | 3,241,000 |
| Securities available for sale | 28,416,000 | 28,018,000 | 29,477,000 | 29,754,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,846,000 | 217,254,000 | 226,790,000 | 230,053,000 |
| Interest-bearing deposits | 137,282,000 | 143,331,000 | 149,766,000 | 142,957,000 |
| Noninterest-bearing deposits | 63,564,000 | 73,923,000 | 77,024,000 | 87,096,000 |
| Equity capital | 34,237,000 | 34,829,000 | 35,425,000 | 35,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,779,000 | 5,436,000 | 8,079,000 | 10,865,000 |
| Interest expense | 201,000 | 387,000 | 570,000 | 732,000 |
| Net interest income | 2,578,000 | 5,049,000 | 7,509,000 | 10,133,000 |
| Noninterest income | 118,000 | 213,000 | 322,000 | 509,000 |
| Noninterest expense | 1,699,000 | 3,367,000 | 5,033,000 | 6,766,000 |
| Provision for loan losses | 223,000 | 333,000 | 443,000 | 993,000 |
| Pretax income | 774,000 | 1,562,000 | 2,355,000 | 2,891,000 |
| Income tax | 257,000 | 519,000 | 782,000 | 958,000 |
| Net income | 517,000 | 1,043,000 | 1,573,000 | 1,933,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,032,000 | 34,558,000 | 35,094,000 | 35,612,000 |
| Total capital | 36,757,000 | 37,332,000 | 38,020,000 | 38,654,000 |
| Risk-weighted assets | 217,226,000 | 221,605,000 | 233,761,000 | 242,929,000 |