Call reports 2012
WEMPLE STATE BANK — 2012
What WEMPLE STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Total assets | 66,462,000 | 65,034,000 | 71,249,000 |
| Total loans | 45,878,000 | 46,107,000 | 45,890,000 |
| Allowance for loan losses | 508,000 | 592,000 | 710,000 |
| Securities available for sale | 15,146,000 | 13,014,000 | 17,823,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 58,207,000 | 57,497,000 | 63,559,000 |
| Interest-bearing deposits | 47,157,000 | 46,789,000 | 48,981,000 |
| Noninterest-bearing deposits | 11,050,000 | 10,707,000 | 14,578,000 |
| Equity capital | 5,830,000 | 6,111,000 | 6,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Interest income | 782,000 | 1,568,000 | 2,342,000 |
| Interest expense | 113,000 | 223,000 | 322,000 |
| Net interest income | 669,000 | 1,345,000 | 2,020,000 |
| Noninterest income | 78,000 | 152,000 | 226,000 |
| Noninterest expense | 405,000 | 806,000 | 1,209,000 |
| Provision for loan losses | 33,000 | 123,000 | 243,000 |
| Pretax income | 306,000 | 652,000 | 882,000 |
| Income tax | 8,000 | 12,000 | 16,000 |
| Net income | 298,000 | 640,000 | 866,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Tier 1 capital | 5,493,000 | 5,710,000 | 5,786,000 |
| Total capital | 6,001,000 | 6,302,000 | 6,396,000 |
| Risk-weighted assets | 47,997,000 | 47,840,000 | 48,717,000 |