Call reports 2020
BANK OF HANCOCK COUNTY — 2020
What BANK OF HANCOCK COUNTY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 76,416,000 | 80,970,000 | 81,379,000 | 87,398,000 |
| Total loans | 23,261,000 | 24,556,000 | 25,456,000 | 19,244,000 |
| Allowance for loan losses | 973,000 | 974,000 | 970,000 | 961,000 |
| Securities available for sale | 44,736,000 | 46,505,000 | 47,870,000 | 49,853,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,267,000 | 63,416,000 | 63,596,000 | 69,608,000 |
| Interest-bearing deposits | 44,150,000 | 45,489,000 | 45,453,000 | 49,697,000 |
| Noninterest-bearing deposits | 15,118,000 | 17,927,000 | 18,142,000 | 19,911,000 |
| Equity capital | 17,026,000 | 17,274,000 | 17,510,000 | 17,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 722,000 | 1,421,000 | 2,157,000 | 2,852,000 |
| Interest expense | 92,000 | 178,000 | 260,000 | 338,000 |
| Net interest income | 630,000 | 1,243,000 | 1,897,000 | 2,514,000 |
| Noninterest income | 67,000 | 119,000 | 189,000 | 264,000 |
| Noninterest expense | 614,000 | 1,205,000 | 1,814,000 | 2,431,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 124,000 | 218,000 | 365,000 | 458,000 |
| Income tax | 0 | 0 | 0 | -51,000 |
| Net income | 124,000 | 218,000 | 365,000 | 509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,999,000 | 15,973,000 | 16,120,000 | 16,145,000 |